The Aged Receivables Report in Zoho Books has a row for each customer with open invoices and a column for each age bracket. The default brackets are current (not yet due), 1-30 days overdue, 31-60 days overdue, 61-90 days overdue, and over 90 days overdue. A total column shows the customer’s entire outstanding balance. You can customise the age brackets to match your credit policy, for example if you give 45-day terms and want to see brackets aligned to that cycle.
Sort the report by the “over 90 days” column to identify the highest-risk receivables. For each high-value overdue customer, click through to see the specific invoices. You can send a payment reminder directly from Zoho Books by selecting the invoice and clicking Send Reminder, which emails the customer a statement of the outstanding invoices.
Indian businesses use the Aged Receivables Report in several critical decisions: computing the provision for bad debts at year end (applying a percentage to each age bracket), assessing whether to extend additional credit to a customer, and presenting receivable health to bank managers when applying for working capital loans. The report is also used by statutory auditors during the annual audit to verify the collectability of the AR balance.
The Aged Receivables Report in Zoho Books groups all unpaid customer invoices by how many days they are overdue, typically in brackets of 0-30, 31-60, 61-90, and over 90 days, helping you identify which customers to follow up with for payment collection.
Go to Reports, then Receivables, and select Aged Receivables. Choose the as-of date and summary or detail view. Click Run Report and export to PDF or Excel for sharing with the collections team.
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