{"id":4548,"date":"2026-05-29T22:06:41","date_gmt":"2026-05-29T22:06:41","guid":{"rendered":"https:\/\/aaxonix.com\/resources\/?post_type=glossary&#038;p=4548"},"modified":"2026-05-30T02:53:13","modified_gmt":"2026-05-30T02:53:13","slug":"epf-contribution-zoho-payroll","status":"publish","type":"glossary","link":"https:\/\/aaxonix.com\/resources\/glossary\/epf-contribution-zoho-payroll\/","title":{"rendered":"EPF Contribution"},"content":{"rendered":"<style>\n.gt-body{font-family:'Poppins',sans-serif;color:#111;line-height:1.75}\n.gt-def{border-left:4px solid #E8650A;padding:16px 20px;background:#fff8f4;border-radius:0 8px 8px 0;margin:0 0 32px;font-size:1.05rem}\n.gt-section{margin:0 0 36px}.gt-section h2{font-family:'Fraunces',serif;color:#0A1628;font-size:1.5rem;margin:0 0 12px}\n.gt-example-box{background:#f0f4ff;border-radius:10px;padding:20px 24px;margin:0 0 32px}.gt-example-box strong{color:#2563EB}\n.gt-related-pills{display:flex;flex-wrap:wrap;gap:10px;margin:0 0 32px}\n.gt-related-pill{background:#f7f4ef;border:1px solid #ddd8cf;border-radius:20px;padding:6px 16px;font-size:.875rem;color:#0A1628;text-decoration:none}\n.gt-faq-item{border:1px solid #ddd8cf;border-radius:10px;padding:16px 20px;margin:0 0 12px}\n<\/style>\n<div class=\"gt-body\">\n<div class=\"gt-def\">EPF Contribution in Zoho Payroll refers specifically to the deposits made to the Employees&#8217; Provident Fund account maintained by EPFO for each member. The employee contributes 12% of PF wages (entirely to EPF). The employer contributes 12% of PF wages, split as 3.67% to EPF and 8.33% to EPS (Employee Pension Scheme). Zoho Payroll computes both shares, posts them to the payslip, and generates the ECR file for EPFO submission.<\/div>\n<div class=\"gt-section\">\n<h2>EPF Account and UAN<\/h2>\n<p>Every EPFO member has a Universal Account Number (UAN) that links their PF accounts across employers. When an employee is onboarded in Zoho Payroll, the UAN is entered and validated. Zoho Payroll uses the UAN in the ECR file, ensuring contributions are credited to the correct employee account at EPFO.<\/p>\n<\/div>\n<div class=\"gt-section\">\n<h2>Employer EPF Contribution and CTC<\/h2>\n<p>The employer&#8217;s EPF contribution (3.67% to EPF + 8.33% to EPS = 12% total) is a cost borne by the employer and is typically included in CTC. Employees do not receive this in hand; it accumulates in the PF and pension fund accounts. Zoho Payroll displays the employer contribution on the payslip for transparency.<\/p>\n<\/div>\n<div class=\"gt-section\">\n<h2>EPF Contribution Under New Tax Regime<\/h2>\n<p>Under the new income tax regime, the employee&#8217;s EPF contribution still qualifies for Section 80C deduction if the old regime is selected. Under the new regime, 80C deductions are not available. Zoho Payroll factors this into TDS computation based on the selected tax regime, ensuring accurate TDS on salary.<\/p>\n<\/div>\n<div class=\"gt-example-box\"><strong>Example:<\/strong> Employee PF wages = Rs 18,000. Employee EPF = 12% = Rs 2,160 (all to EPF). Employer contribution: EPS = 8.33% of Rs 15,000 = Rs 1,250 (capped), Employer EPF = Rs 2,160 minus Rs 1,250 = Rs 910 to EPF. Total employer EPF+EPS = Rs 2,160. Zoho Payroll computes all figures and generates the monthly ECR.<\/div>\n<div class=\"gt-related-pills\"><a href=\"https:\/\/aaxonix.com\/resources\/glossary\/pf-provident-fund-zoho-payroll\/\" class=\"gt-related-pill sp-content-link\">PF<\/a><a href=\"https:\/\/aaxonix.com\/resources\/glossary\/eps-employee-pension-scheme-zoho-payroll\/\" class=\"gt-related-pill sp-content-link\">EPS<\/a><a href=\"https:\/\/aaxonix.com\/resources\/glossary\/form-24q-zoho-payroll\/\" class=\"gt-related-pill sp-content-link\">Form 24Q<\/a><a href=\"https:\/\/aaxonix.com\/resources\/glossary\/payroll-report-zoho-payroll\/\" class=\"gt-related-pill sp-content-link\">Payroll Report<\/a><\/div>\n<div class=\"gt-faq-item\"><strong>What is EPF Contribution in Zoho Payroll?<\/strong><\/p>\n<p>EPF Contribution in Zoho Payroll is the monthly deposit to an employee&#8217;s EPFO account. The employee contributes 12% of PF wages entirely to EPF. The employer contributes 12% split as 3.67% to EPF and 8.33% to EPS. Zoho Payroll calculates, displays, and generates EPFO ECR files for both contributions.<\/p>\n<\/div>\n<div class=\"gt-faq-item\"><strong>How does Zoho Payroll generate the EPF ECR file?<\/strong><\/p>\n<p>After each pay run is finalised, Zoho Payroll generates the ECR (Electronic Challan cum Return) file in EPFO-prescribed format with UAN, employee name, PF wages, employee and employer contributions for each member. This file is downloaded and uploaded to the EPFO Unified Portal for challan payment and return filing.<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>EPF Contribution in Zoho Payroll is the monthly deposit to an employee&#8217;s EPFO account, comprising 12% from the employee and 3.67% from the employer, with the remainder going to EPS.<\/p>\n","protected":false},"template":"","meta":{"seo_title":"EPF Contribution | Zoho Payroll Glossary","seo_description":"EPF Contribution in Zoho Payroll is the monthly deposit to an employee's EPFO account, comprising 12% from the employee and 3.67% from the employer, with t","seo_keyword":"epf contribution zoho payroll","seo_faqs":"[{\"q\": \"What is EPF Contribution in Zoho Payroll?\", \"a\": \"EPF Contribution in Zoho Payroll is the monthly deposit to an employee's EPFO account. The employee contributes 12% of PF wages entirely to EPF. The employer contributes 12% split as 3.67% to EPF and 8.33% to EPS. 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This file is downloaded and uploaded to the EPFO Unified Portal for challan payment and return filing.\"}]","term_type":"Business","glossary_related":"","glossary_links":""},"glossary_category":[1250],"class_list":["post-4548","glossary","type-glossary","status-publish","hentry","glossary_category-zoho-payroll"],"_links":{"self":[{"href":"https:\/\/aaxonix.com\/resources\/wp-json\/wp\/v2\/glossary\/4548","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aaxonix.com\/resources\/wp-json\/wp\/v2\/glossary"}],"about":[{"href":"https:\/\/aaxonix.com\/resources\/wp-json\/wp\/v2\/types\/glossary"}],"wp:attachment":[{"href":"https:\/\/aaxonix.com\/resources\/wp-json\/wp\/v2\/media?parent=4548"}],"wp:term":[{"taxonomy":"glossary_category","embeddable":true,"href":"https:\/\/aaxonix.com\/resources\/wp-json\/wp\/v2\/glossary_category?post=4548"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}