{"id":4166,"date":"2026-05-29T20:36:19","date_gmt":"2026-05-29T20:36:19","guid":{"rendered":"https:\/\/aaxonix.com\/resources\/?post_type=glossary&#038;p=4166"},"modified":"2026-05-29T20:36:19","modified_gmt":"2026-05-29T20:36:19","slug":"online-payment-gateway-zoho-books","status":"publish","type":"glossary","link":"https:\/\/aaxonix.com\/resources\/glossary\/online-payment-gateway-zoho-books\/","title":{"rendered":"Online Payment Gateway"},"content":{"rendered":"<style>.gt-body{font-family:'Poppins',sans-serif;color:#111;line-height:1.75}.gt-def{border-left:4px solid #E8650A;padding:16px 20px;background:#fff8f4;border-radius:0 8px 8px 0;margin:0 0 32px;font-size:1.05rem}.gt-section{margin:0 0 36px}.gt-section h2{font-family:'Fraunces',serif;color:#0A1628;font-size:1.5rem;margin:0 0 12px}.gt-example-box{background:#f0f4ff;border-radius:10px;padding:20px 24px;margin:0 0 32px}.gt-example-box strong{color:#2563EB}.gt-related-pills{display:flex;flex-wrap:wrap;gap:10px;margin:0 0 32px}.gt-related-pill{background:#f7f4ef;border:1px solid #ddd8cf;border-radius:20px;padding:6px 16px;font-size:.875rem;color:#0A1628;text-decoration:none}.gt-faq-item{border:1px solid #ddd8cf;border-radius:10px;padding:16px 20px;margin:0 0 12px}<\/style>\n<div class=\"gt-body\">\n<div class=\"gt-def\">An online payment gateway in Zoho Books is an integrated third-party payment processor that allows your customers to pay invoices digitally, with the payment automatically recorded in Zoho Books upon successful transaction.<\/div>\n<div class=\"gt-section\">\n<h2>Connecting a Payment Gateway to Zoho Books<\/h2>\n<p>Go to Settings, then Online Payments, and select your preferred gateway. For Razorpay, you enter your Razorpay Key ID and Key Secret from your Razorpay dashboard. For PayU, you enter your Merchant Key and Salt. Once connected, Zoho Books adds a Pay Now button to all invoices sent to customers and to the customer portal. Customers can choose from UPI, credit card, debit card, net banking, or wallet depending on what the gateway supports.<\/p>\n<\/div>\n<div class=\"gt-section\">\n<h2>How Payments are Recorded<\/h2>\n<p>When a customer pays via the gateway, Zoho Books receives a webhook confirmation and automatically records the payment against the invoice. The amount is deposited to your linked bank account (after the gateway deducts its processing fee, typically 1.5% to 2% for Indian UPI transactions and 2% to 2.5% for card payments). You need to account for this fee separately, either by reconciling the net amount received against each invoice or by posting a monthly expense entry for total gateway fees.<\/p>\n<\/div>\n<div class=\"gt-section\">\n<h2>Auto-Charge and Subscription Payments<\/h2>\n<p>For recurring invoices, Zoho Books supports auto-charge through payment gateways that allow mandate-based debits (e-NACH in India via Razorpay). Once a customer authorises a mandate, Zoho Books can automatically charge their account when a recurring invoice is generated, eliminating the need for the customer to actively pay each period. This is particularly useful for SaaS companies and subscription service providers.<\/p>\n<\/div>\n<div class=\"gt-example-box\"><strong>Industry:<\/strong> SaaS \u2014 A Pune HR software company connects Razorpay to Zoho Books. All monthly subscription invoices have a Pay Now button. Customers who set up an e-NACH mandate are charged automatically on the billing date. The company&#8217;s collection rate improved from 72% to 94% within two months of enabling the integration.<\/div>\n<div class=\"gt-related-pills\"><a href=\"https:\/\/aaxonix.com\/resources\/glossary\/invoice-zoho-books\/\" class=\"gt-related-pill sp-content-link\">Invoice<\/a><a href=\"https:\/\/aaxonix.com\/resources\/glossary\/payment-link-zoho-books\/\" class=\"gt-related-pill sp-content-link\">Payment Link<\/a><a href=\"https:\/\/aaxonix.com\/resources\/glossary\/payment-received-zoho-books\/\" class=\"gt-related-pill sp-content-link\">Payment Received<\/a><a href=\"https:\/\/aaxonix.com\/resources\/glossary\/bank-reconciliation-zoho-books\/\" class=\"gt-related-pill sp-content-link\">Bank Reconciliation<\/a><\/div>\n<div class=\"gt-faq-item\"><strong>What is Online Payment Gateway in Zoho Books?<\/strong><\/p>\n<p>An online payment gateway in Zoho Books is a third-party payment processor integrated with your account that allows customers to pay invoices digitally using UPI, credit cards, debit cards, net banking, or wallets.<\/p>\n<\/div>\n<div class=\"gt-faq-item\"><strong>Which payment gateways does Zoho Books support in India?<\/strong><\/p>\n<p>Zoho Books supports Razorpay, PayU, Paytm, CCAvenue, and Stripe for Indian businesses, along with global gateways like PayPal. Razorpay is most commonly used due to its UPI, QR code, and autopay mandate support.<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>An online payment gateway in Zoho Books is an integrated third-party payment processor that allows your customers to pay invoices digitally, with\u2026<\/p>\n","protected":false},"template":"","meta":{"seo_title":"Online Payment Gateway | Zoho Books Glossary","seo_description":"An online payment gateway in Zoho Books lets customers pay invoices digitally. 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Razorpay is the most commonly used for Indian businesses due to its support for UPI, QR codes, and autopay mandates.\"}]","term_type":"Technical","glossary_related":"","glossary_links":""},"glossary_category":[1246],"class_list":["post-4166","glossary","type-glossary","status-publish","hentry","glossary_category-zoho-books"],"_links":{"self":[{"href":"https:\/\/aaxonix.com\/resources\/wp-json\/wp\/v2\/glossary\/4166","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aaxonix.com\/resources\/wp-json\/wp\/v2\/glossary"}],"about":[{"href":"https:\/\/aaxonix.com\/resources\/wp-json\/wp\/v2\/types\/glossary"}],"wp:attachment":[{"href":"https:\/\/aaxonix.com\/resources\/wp-json\/wp\/v2\/media?parent=4166"}],"wp:term":[{"taxonomy":"glossary_category","embeddable":true,"href":"https:\/\/aaxonix.com\/resources\/wp-json\/wp\/v2\/glossary_category?post=4166"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}